Grin from Within®

Benefits that support your oral and overall health

United Concordia Dental's FEDVIP dental benefits include 100% covered in-network preventive care, no annual deductibles or waiting periods, and access to a large provider network. Plus, United Concordia Perks offers extra savings and services to support your everyday health.

Explore your 2027 dental benefits

Whether your dental needs are routine or more extensive, United Concordia Dental's High Option and Standard Option plans are designed to fit a range of needs and budgets.

Benefit highlights

  • 100% covered in-network routine cleanings, exams and X-rays
  • No annual deductibles, in or out of network
  • No waiting periods
  • Access to a large national dental network
  • Smile for Health® Wellness for eligible members1
  • Pregnancy Benefit for eligible members1
  • Dental accident coverage

New for 2027: United Concordia Perks

Save on premium oral care products while accessing thousands of lifestyle and wellness discounts, reduced pricing on hearing aids and exams, and family health guidance.2

Choose the dental coverage that's right for you.

United Concordia's High Option plan builds on the coverage available through the Standard Option plan with enhanced benefits for members who anticipate needing more dental care.

High Option plan highlights

Enhanced coverage and greater financial protection for members who may need more than routine dental care.

  • Unlimited annual maximum (excluding implants, orthodontia and dental accident maximum)3
  • Three routine cleanings each year
  • Orthodontic coverage for adults and children
  • $2,500 dental implant annual max
  • $3,000 orthodontic lifetime max

Standard Option plan highlights

Dependable coverage for preventive and routine dental care with predictable costs and nationwide network access.

  • $1,000 annual maximum (excluding orthodontia and dental accident maximum)4
  • $1,500 orthodontic lifetime max5
  • Orthodontic coverage for children to age 195

Compare, explore and choose with confidence

Explore plan options, provider access, rates and benefits to find the coverage that's right for you.

Compare plan options

Find the balance of coverage and cost that's right for you. Compare High Option and Standard Option benefits side by side.

Compare our plans

Explore our dental network

Choose from a large national network of participating dentists. Seeing an in-network dentist can help lower your out-of-pocket costs.

Find a dentist

Check your 2027 plan rates

See available premiums based on your location, selected plan and coverage level.

Check 2027 Plan Rates

Get more from your benefits

Discover programs and benefits that help support your oral and overall health, including Smile for Health® Wellness, the Pregnancy Benefit and new United Concordia Perks.

Compare our plans

Why choose United Concordia Dental?

We've been serving the FEDVIP community for over two decades, helping federal employees, annuitants, retired uniformed service members and their families access dental coverage that supports their oral and overall health.

20
Years serving the FEDVIP community
817K
FEDVIP members
290K
Rural and urban locations nationwide
senior smiles with a medical professional, showing how United Concordia Dental supports healthy smiles.

Have questions before you enroll?

Our Customer Service team is here to help you understand your plan options, benefits and enrollment choices.

Call 1-877-438-8224
Monday through Friday, 8 a.m. to 8 p.m. EST

Ready to take the next step?

Compare plans, review benefits and find coverage that fits your needs and budget. When you're ready, enroll through BENEFEDS during Open Season.

Call 1-877-888-3337 (TTY 711)
International 1-571-730-5942

1 Members (subscribers or covered dependents) with certain medical conditions must register for this program through MyDentalBenefits on uccifedvip.com.

2 United Concordia Perks are a value-added program and not an insured benefit. Program subject to change without notice.

3 Unlimited annual maximum is exclusive of implant services, orthodontics, and dental accident maximum.

4 $1,000 annual maximum is exclusive of orthodontics and dental accident maximum.

5 United Concordia Dental Standard Option members in an active orthodontic treatment plan before January 1, 2026, will retain their existing 2025 orthodontia lifetime maximum benefit, even if treatment continues into 2027.